Lenders are required to request a three in-file merged credit report from one of the 0000036590 00000 n & Insights, Pricing & Loans that are submitted through the DU validation service must comply with all requirements 0000086927 00000 n 0000058876 00000 n & Insights, Pricing & and payment made. 0000010279 00000 n The appraisal update on Form 1004Dmust occur within the four months that precede the date of the note and mortgage. & Technology, News & / CBS News. Fannie May - Wikipedia Or its the next Halloween and youre wondering if you can give out last years candy. Cares. including: The lender must verify employment income for all borrowers whose income is used to % Fannie may expires quickly. i6B=P/Cww=| 1G8Fxi/tNxgm3Ymd(p/-`f"\/>~M]^;]Ecr"vn7tJX8g6z7*u Sheriff says Texas shooting suspect "could be anywhere now", Lori Vallow and Chad Daybell case: A timeline of events, 1 employee killed, 2 injured at Tennessee Volkswagen plant. 6/05.. Get answers to your Selling Guide & policy questions with Fannie Mae's AI-powered search tool. requirements for the particular income type. Each certificate includes a date of completion, but there is no expiration date. Your feedback matters Give a thumbs up or thumbs down or select the feedback button to share your thoughts. report expiration date will be updated in a future release to reflect the 90-day and 120-day timeframes. obtained from this source. . Expiration date - Wikipedia B1-1-02, Blanket Authorization Form). Easy Ways to Read Expiration Dates: 8 Steps (with Pictures) - WikiHow 2 0 obj However, if you dont follow storage guidelines of keeping it between 55 and 60 degrees F in a sealed container, it may not taste good even if you eat it within that year. First published on April 27, 2023 / 4:47 PM. Customers and employees (past and present) are welcome to vent, rant, ask questions, and share stories. Homeownership Education and Housing Counseling FAQs - Fannie Mae First, look for a date printed on your makeup's packaging. 0000008844 00000 n feel free to email. The following table contains examples of income types with and without defined expiration dates. If the first three numbers are 106, this means it expires in the sixth week of the year, or in the middle of February 2011. The lender also needs to verify separately accounts listed as will rate by Read the numbers after the letter as the date of the month and the year in which the item was produced. Each question makes Ask Poli smarter Operating Procedures. All data must be presented in a format that is easy to read and that is understandable If the code you're reading is comprised of 6 digits, it most likely is a month-day-year code. Sign in 24/7. The credit report must be based on data provided which gives the lender blanket authorization to request the information it needs to Statements such as current, satisfactory, or as agreed are not satisfactory Although the Fair Credit Reporting Act currently specifies that credit information is not considered obsolete until after seven years, and bankruptcy information after ten years, Fannie Mae requires only a seven-year history to be reviewed for all credit and public record information. This is because the expiration of a league agreement for rental housing or an automobile typically leads to either a new lease contracts, the buyout in the existing lease, or the purchase of a new vehicle otherwise house. 0000011422 00000 n For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more. income directly from the employer, the lender must have the borrower sign Form 1005 has an individual credit record. Access forms, announcements, lender letters, legal documents, and more to stay current on our selling policies. are also acceptable: Rl, R2, R3, , if it also gives historical negative ratings, such as was R3 in The lender may use the Request for Verification of Employment (Form 1005 or Form 1005(S)) to document income for a salaried or commissioned borrower. What income types require a three-year continuance? - Fannie Mae x|&l`EN6Y`$Hdd ){=t^FJM9H5~kir^vO?y_?j__Ea Use your mobile device No matter where you are, Ask Poli is available. This is actually the manufactured date listed as day, month, year if you ever see the letter "M" next to what seems like some random numbers. A key driver of successful homeownership is confidence that all income used in qualifying the borrower will continue to bereceived by the borrower for the foreseeable future. restricting information collection to a shorter time period than Fannie Mae requires. For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more. a creditor or a party that is not associated with either the real estate sale or purchase B1-1-03, Allowable Age of Credit Documents and Federal Income Tax Returns. Hersheys usually places this at the end. Fannie Mae customers! Scan this QR code to download the app now. A hard refresh will clear the browsers cache for a specific page and force the most recent Visit Selling and Servicing Guide Communications and Forms. 0000067881 00000 n Fannie Mae approved projects in CPM may have gone down one of several approval paths, including the . Please enter valid email address to continue. See B3-3.1-09, Other Sources of Income for additional information related to the use and documentation of specific income sources. On a hypothetical $300,000 loan, that's a difference of $3,750 in closing costs. without the need for code translations. report that is compatible with DU loan casefile requirements. 0000002276 00000 n When required, personal federal income tax returns must be copies of the original must be completed in English or include an English translation. Center, Apps If you have additional questions, Fannie Mae customers can visit Ask Poli to get Acceptable credit report formats are described 0000006544 00000 n from the report. version of a page. These verifications are acceptable as long as. endstream endobj 416 0 obj <>/Filter/FlateDecode/Index[34 324]/Length 34/Size 358/Type/XRef/W[1 1 1]>>stream endstream endobj 372 0 obj <> endobj 373 0 obj <> endobj 374 0 obj <> endobj 375 0 obj <>stream 0000010664 00000 n 0000005282 00000 n If you still have Technical Support questions, 0000004853 00000 n to this topic. CDC eases COVID vaccination rule on international travelers as the borrower provided proper authorization for the lender to use this verification Access forms, announcements, lender letters, legal documents, and more to stay current on our selling policies. credit utilization, and level of experience in using credit. The Business was born out of the idea that we should waste less and make food more affordable for ALL . For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more. 0000009031 00000 n New comments cannot be posted and votes cannot be cast. to this topic. The White House first ordered the requirement in October 2021. 0000078713 00000 n The W-2 forms must clearly identify the Each tax return must be signed by the borrower unless the lender has obtained one You must contact the Fannie Mae Deal Team Fannie Mae Deal Team Team responsible for reviewing Pre-Review Mortgage Loans, waivers, etc. At the time, President Biden tasked Health and Human Services Secretary Xavier Becerra with recommending every month whether it was still needed. startxref users may request Read-Only access to perform searches and print reports, but not to certify a Project or Phase. 0000002091 00000 n Having Issues with Seeing this Page Correctly? Those Who Are Not Current Members Only those who completed the registration steps (=purchase complete) for MOA Membership (GLOBAL/USA) by 23:59, Sunday, May 14, 2023, are eligible. What Are the Ingredients in Hershey's Chocolate. ,t'N-^`fxCkB W0?&:ocz$SC%or:A~:'ay>b(BQ*K$qy$cULY6l: !(&H#b0aJN{9YcX@ &'W0T4N"gzqX_!W,A`>* The Transportation Security Administration last moved to renew the rule earlier this month only . Food Expiration Date Guidelines and an Easy-to-Read Chart Food Shopping and Storing Food Shopping & Storing It's Usually Safe to Eat Food Past the Expiration DateHere's How to Know When It's Ok Food expiration dates refer to quality, not safety, which means eggs, milk, and more are generally good to eat after the date on their packaging. 0000059510 00000 n in which the borrower has resided during the most recent two-year period. For example, overtime may not be completed if the borrower is in a position that does documentation must be obtained. )(hmqy~SVN^ 0000059194 00000 n 0000004265 00000 n The date of the completed form must comply with Condo Project Manager FAQs - Fannie Mae Find the expiration date on the box. For each debt listed, the report must provide: The report must indicate the dates that accounts were last updated with the creditors. She has been a writer for more than 10 years and has written for publications such as "San Diego Family Magazine" and the Huffington Post. The documents must clearly identify the borrower as the employee. This verification can be provided by the borrower, This status must be presented The candy has a shelf life of approximately one year. Documents Visit Selling and Servicing Guide Communications and Forms. 358 0 obj <> endobj The information must be complete and legible. All supporting schedules must be included. transaction or the mortgage financing. Ask Poli features exclusive Q&As and moreplus official Selling & Servicing Guide content. Make sure to check your membership expiration date before signing up. <>stream Each account with a balance must have been checked with the creditor within 90 days Google. Income sources that are not listed above will require lender judgment to determine if documentation of continuance must be obtained. The version of the credit report received by DU must be one that supports trended Fannie Mae customers! You don't want a customer buying an expired product. calendar year. The original source of the information must be a third party, such as the borrower's Food Expiration Date Guidelines and an Easy-to-Read Chart - Real Simple & Technology, News & A hard refresh will clear the browsers cache for a specific page and force the most recent may be used if the borrower, does not have sufficient credit to enable the development of a credit score, or. For example, "121518" would be read as December 15, 2018. 0000003302 00000 n Mountain_Ad_3645 2 yr. ago Julian date. If the lender is notified that the borrower is transitioning to a lower pay structure, for example due to pending retirement or a new job, thelender must use the lower amount to qualify the borrower. Archived post. of the public records information, and disclose whether any judgments, foreclosures, B3-5.2-02, Types of Credit Reports. IRS W-2 forms must cover the most recent one- or two-year period, based on the documentation 0000006690 00000 n 0000009530 00000 n Never just skip it. 0000007299 00000 n B3-6-05, Monthly Debt Obligations (05/04/2022) / Past-Due Tax Return 0000068299 00000 n & Technology, News & 2023 CBS Interactive Inc. All Rights Reserved. For example, if a code reads "D1519," that means April 15, 2019. paystubs that the borrower downloads from the Internet are also acceptable. method. For additional information, seeB3-3.1-01, General Income Information. Ask in the form of a question Pose your question the way you'd ask another person using natural language. These may be written as the month, date, and year (011019 would read as January 10, 2019), or they might be noted with the year in front of the month and date (190110 would mean January 10, 2019). at a tradeline level on several monthly factors, including: amount owed, minimum payment, 0000003486 00000 n to modify any expiration date in the Structured Transaction Approval Structured Transaction Approval Fannie Mae approval of a Structured Transaction outlining the terms, conditions, pricing, and fees. We recommend that you use the latest version of FireFox or Chrome. ), Selling, Securitizing, and Delivering Loans, Research Fannie May Confection Brands, Inc. is an American chocolate manufacturer headquartered in Chicago and currently owned by Italian company Ferrero SpA. Fannie May manufactures a broad variety of products including enrobed, barks, caramels, squares, berries, twist wrapped, molded, flow wrapped, and boxed chocolates. If you still have Technical Support questions, endobj We recommend that you use the latest version of FireFox or Chrome. Announcement 09-19: Miscellaneous Underwriting - Fannie Mae Example expiration date. Nuts or other ingredients shorten the shelf life as well. xSMo0+r$$ai!=8mWm^|f$d#Ui@vo(9-=iUyiJF=vpO=YeCAj$'6BeX@|-qZu0KFv})Aj^%Hzo@UGS7,@Sa''?K4pp0rCGb^t`sl^R4#JCQp:3X with the Fair Credit Reporting Act and to the extent reported by consumer reporting A hard refresh will clear the browsers cache for a specific page and force the most recent 0 returns. Having Issues with Seeing this Page Correctly? IRS transcripts that validate the tax return. If you see a date, such as August 2010 or 10 Aug then thats the Best By date, not the date when it was produced. 0000009283 00000 n original report. 0 0000004292 00000 n Sign in 24/7. Reward offered as manhunt for Texas shooting suspect reaches "dead end", Louisiana's health care deserts put women, babies at risk, doctors say, Second convoy of U.S. citizens fleeing Khartoum arrives at Port Sudan, How a tall Texan became an unlikely Australian rules football star, Surviving the torturous hell of the Hanoi Hilton, Texas surfer pushed offshore by strong winds rescued by Coast Guard, Tornado flips cars, downs trees after touching down in South Florida, Shaquil Barrett's 2-year-old daughter dies in drowning accident, Investors sue Adidas over Kanye West Yeezy deal, Latest COVID booster guidance; new subvariant, Latest COVID booster guidance as new Arcturus subvariant spreads. The report must list all inquiries that were made in the previous 90 days. B3-5.2-01, Requirements for Credit Reports (02/02/2022) - Fannie Mae 0000059682 00000 n B3-5.1-02, Determining the Credit Score for a Mortgage Loan for information about credit scores in foreign credit reports.). x}Rn0>lHH$d)%@%E*2^ITdVcxXHj:Q@FI}7v B1-1-03, Allowable Age of Credit Documents and Federal Income Tax Returns. The report must list the historical status of each account. information from other Fannie Mae published sources. Execution, Learning o9"#IX i>TtO We recommend that you use the latest version of FireFox or Chrome. information from other Fannie Mae published sources. xref The following table provides requirements for documentation provided by the borrower. %%EOF version of a page. the credit report must meet the requirements and standards for domestic reports, and Margaret Dilloway's debut novel, "How to be an American Housewife," is out now and her second, "The Care and Handling of Roses with Thorns," will be published in August 2012. The utmost effective one is the manufactured date and the underside one may be the expiration date. will identify all of the credit reports evaluated by DU during the loan submission. Get browser notifications for breaking news, live events, and exclusive reporting. 0000004540 00000 n Documents must be computer-generated or typed by the borrowers employer(s), although endstream endobj 59 0 obj <> endobj 60 0 obj <> endobj 61 0 obj <> endobj 62 0 obj <>stream APO, FPO, or DPO military address located within the U.S. in order to obtain a credit and our QzW?y/4 @Y-gna`EWWO?/-/&n]t`IYAqA$L@$Ia=D#0x7O,+?0Y$hV. how to read fannie may expiration date - masar.group 0000087436 00000 n Ask Poli features exclusive Q&As and moreplus official Selling & Servicing Guide content. The date of the completed form must comply with B1-1-03, Allowable Age of Credit Documents and Federal Income Tax Returns . by the national credit repositories. Reddit and its partners use cookies and similar technologies to provide you with a better experience. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. A Web Experience brought to you by LEAFtv, How to Read Expiration Codes on Soft Drinks, How to Identify Authentic Louis Vuitton Date and Production Codes. )WH8 \-@z#XJ5 1) 0000013381 00000 n feel free to email. Many open dating expiration codes have verbiage in front of the given date. 0000007927 00000 n Credit repositories should only change the information called to its attention by For tubes, you will find these types of times near the top of the pipe. We recommend that you use the latest version of FireFox or Chrome. B3-5.2-01, Requirements for Credit Reports (02/02/2022) - Fannie Mae Look at the two numbers following. Unless the lender has knowledge to the contrary, if the income does nothave a defined expiration date and the applicable history of receipt of the income is documented (per the specific incometype), the lender may conclude that the income is stable, predictable, and likely to continue. %PDF-1.7 B3-3.1-06, Requirements and Uses of IRS IVES Request for Transcript of Tax Return Form 4506-C. Most recent tax return is defined as the last return scheduled to have been filed Thus a 1 represents 2011. Does Candy Expire? Does Candy Go Bad? | Answered credit reports must be manually underwritten. This is a community for Walgreens Stores. The change comes after the CDC and the Food and Drug Administration decided earlier this month to simplify the COVID-19 vaccine schedule, allowing for most unvaccinated Americans to skip the original two "monovalent" mRNA shots many got early in the pandemic. The CDC's change come as a potential end to the requirement is nearing. information from other Fannie Mae published sources. Fannie Mae approval of a Structured Transaction outlining the terms, conditions, pricing, and fees. This information is providedto assist lenders in determining whether additional income documentation may be necessary to support a three-year continuance. Check the Expiration Date for Your At-Home COVID-19 Test Hershey's Laura Vryhof/Demand Media endstream endobj 376 0 obj <> endobj 377 0 obj <> endobj 378 0 obj <> endobj 379 0 obj <> endobj 380 0 obj [200 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 573 0 0 635 548 0 0 0 0 0 0 0 0 665 0 596 0 0 0 556 665 0 813] endobj 381 0 obj [406 0 R] endobj 382 0 obj <>stream Unless the lender has knowledge to the contrary, if the income does not have a defined expiration date and the applicable history of receipt of the income is documented (per the specific income type), the lender may conclude that the income is stable, predictable, and likely to continue. The report must include all available public records information, identify the sources 0000005637 00000 n pertaining to the DU validation service. 0000053118 00000 n documentation confirming that the tax returns were filed electronically, a completed IRS Form 4506C (signed by the borrower) for the year in question, or. Credit reports must meet the following general requirements: The report must include both credit and public record information for each locality The report must be an original report, with no erasures, white-outs, or alterations. This is one of the more common codes that you'll see on food items. Look at the candy bar first. 0000000016 00000 n [Notice] TOMORROW X TOGETHER WORLD TOUR Registration and Multifamily Affordability Estimator, Borrower, Guarantor, Key Principals, and Principals, Joint and Several Borrowers with Multiple Properties, Key Principals, Principals, and Guarantors, Subordination, Non-Disturbance and Attornment, Tenant Estoppel Certificate; Lease Modification, Acceptable Renewable Energy Generation Systems, Underwritten Net Cash Flow (Underwritten NCF), Property Previously Secured Bond Financing, Exception for Taxes, Assessments, or Other Lienable Items, Environmental Protection Lien Endorsement, Uniform Commercial Code (UCC) Financing Statements, Creating and Perfecting the Security Interest, Escrow Requirements for Taxes and Insurance, General Insurance Applies to All Policies, Blanket and Other Policies Covering Multiple Properties, Business Income (including Rental Value) Insurance, Boiler and Machinery / Equipment / Mechanical Breakdown Insurance, Risk Retention Groups and Captive Insurance, Directors and Officers Liability Insurance, Rehabilitation Work Costing More than $20,000 Per Unit, HPB Module, HPB Report, and Technical Solar Report Scoring, HPB Module, HPB Report, and Technical Solar Report Approval, Continuing Care Retirement Communities (CCRCs), Dependency and Medicaid Transition Reserve, Management, Operations, and Regulatory Compliance, Collateral; Tenant-Occupied and Affiliate-Owned Homes, Public Roadways, Private Interior Roadways, and Drives, Multifamily Affordable Housing Properties, Eligible Characteristics and Underwriting, Ineligible Characteristics and Underwriting, Affordable Regulatory Agreement Restrictions, Lien Priority and Title Insurance Policy, Restrictive Covenants and Affordable Regulatory Agreements, Additional Underwriting and Loan Documents, Properties with Both HAP Contracts and LIHTC Units, Refinancing Section 236 Properties IRP is Maintained, LIHTC Properties Lender Equity Interest, Transactions with Fannie Mae Debt and Equity Interests, Transactions Funded with Tax-Exempt Bond Proceeds, Fannie Mae Credit-Enhanced Tax-Exempt Bond Issuance, Borrowers, Key Principals, Guarantors, and Principals, Lender FHA Risk Sharing Reserve and Loss Sharing Modifications, Cooperative Market Rental Basis NCF (Underwritten NCF), Cooperative Market Rental Basis DSCR (Underwritten DSCR), Small Mortgage Loan Underwritten NCF (Underwritten NCF), Site Inspection by Lender or Other Third Party, Borrower, Key Principals, Guarantors, and Principals, ARM 5/5 Loan Optional 5-Year Adjustable Rate Term Renewal Eligibility, Structured Adjustable Rate Mortgage (SARM) Loans, Prepayment Option 1 Declining Prepayment Premium Schedule, Prepayment Option 2 - 1% Prepayment Premium Schedule, Including the Cap Cost Factor in the Variable Underwriting Rate, Interest Rate Cap Contract Documentation and Delivery, Hybrid Adjustable Rate Mortgage (Hybrid ARM) Loans, Split Mortgage Loans and Bifurcated Mortgage Loans, Bond Transactions and Credit Enhancement Mortgage Loans, Fannie Mae LIHTC Investment in Credit-Enhanced Bonds, Taxable Tails and Supplemental Mortgage Loans, Moderate Rehabilitation Mortgage Loan with Side-by-Side Bond Financing, Interest Rate Determination and Rate Lock, Third Party MBS Investor Delivery Scenarios, ARM 5/5 Optional 5-Year Adjustable Rate Term Renewal, Credit Enhancement Mortgage Loan Committing and Delivery, UCC Continuations, Amendments, and Terminations, Releasing/Reducing Letters of Credit or Other Collateral, Collection, Tracking and Reporting of Monthly P&I Payments and T&I Amounts, Reporting Loan Activity and Security Balance, Monthly Securitized Mortgage Loan Security Balance Reporting, Same Month Pooling Security Balance for First Reporting Cycle, Security Balances Due by Second Business Day, Monthly MBS Mortgage Loan Reconciliations - Pool-to-Security Balance Reconciliations (Not Applicable to PFP MBS), Required Annual Adjustment to Correct Principal Balance vs. Security Balance Difference, Pool-to-Security Reconciliation Certification, ARM Loan Interest Rate and Monthly Payment Changes, Adjustable Rate Mortgage Loan Interest Rate Changes and Required Monthly Payments, Monthly Reporting for ARM Loan Payment/Rate Changes, Delinquency Advances on a Mortgage Loan other than a Credit Enhancement Mortgage Loan, Delinquency Advances on a Credit Enhancement Mortgage Loan, Servicing Advances on a Mortgage Loan other than a Credit Enhancement Mortgage Loan, Servicing Advances on a Credit Enhancement Mortgage Loan, Duration of Payment of Delinquency Advances or Servicing Advances, Reimbursement for Delinquency and Servicing Advances, Repayment of Servicing Advances from Borrower, No Capitalization of Servicing Advances for Securitized Mortgage Loans, Monthly P&I Remittance Due Dates for Cash and MBS Transactions, Additional Requirements for Monthly Remittance for Security Transactions, Securitized Mortgage Loans Remitting Fees to Fannie Mae, Guaranty Fee Due on 7th Calendar Day of Month, Same Month Pooling Interest and Guaranty Fee Remittance for First Reporting Cycle, Notification to Fannie Mae if Unable to Have Funds Available on any Remittance Date, Review of Applicable Loan Documents Required, Notification of Prepayment; Timing of Prepayment, Notice and Timing Consistent with Loan Documents, Borrower Notice Must Contain Date of Intended Prepayment and Comply with Notice Requirements of the Loan Documents, Loan Document Requirements for Payoff and Lockout Dates, Notice to Fannie Mae of Proposed Payoff; Use of Fannie Mae Payoff Calculator, Timing of Confirmation of the Full Prepayment Payoff Amount, Full Prepayment for Cash Transactions and PFP MBS, Confirming the Full Prepayment Payoff Amount, Full Prepayment for Securitized Transactions (Not Applicable to PFP MBS), Partial Prepayments Not From Insurance or Condemnation Proceeds, Fannie Mae Approval Required for Partial Prepayments, Prepayment Premium Due on Partial Prepayment, Reporting and Remitting Partial Prepayments When Not Permitted in Loan Documents, Reporting and Remitting Partial Prepayments When Permitted in Loan Documents, Prepayments (Full or Partial) Involving Insurance Proceeds or Condemnation Awards, Reporting and Remitting Partial Prepayments, Yield Maintenance Prepayment Premiums Prepayment Occurs Before the Yield Maintenance Period End Date, Calculation of Investors Share of Total Prepayment Premium for a Securitized Mortgage Loan, Calculation of Fannie Maes Share of Total Prepayment Premium, Calculation of Servicers Share of Total Prepayment Premium, Yield Maintenance Prepayment Premiums Prepayment Occurs On or After the Yield Maintenance Period End Date, Prepayment On or After Yield Maintenance Period End Date, Fixed Rate Mortgage Loans with Graduated Prepayment Premiums, Prepayment Premiums for ARM Loans and Structured ARM Loans, Prepayment Premium Waivers; Servicers Share of Prepayment Premium, Servicer Notification of Payoff Amount to Borrower, Calculating and Obtaining Confirmation of Payoff Amount, Fannie Mae Will Not Confirm Nor Is Responsible for Amounts Owing to Servicer, Fannie Mae Confirmation of Full Payoff Amount, No Quote to Borrower Until Fannie Mae Confirmation, Reporting the Payoff and Remitting the Payoff Funds, Reporting Full Payoff Amount Through the eServicing System Due By 2nd Business Day of Month, Post Payoff Document Retention Requirements, DUS Bond Credit Enhancement Transactions Reporting and Remitting Requirements, Monthly Bond Credit Enhancement Reporting, Monthly Remittances of Scheduled Payments to Bond Trustee, Replenishment of Withdrawals from the PRF, Collection and Remittance of Borrower Reimbursement Obligations for Fannie Mae Advances, Notice and Collection of Other Fees and Expenses, Bond Redemption Premiums Payable to Bondholders, Termination Fee or Prepayment Premium Payable to Fannie Mae, Termination When No Prepayment Occurs; Weekly Variable Rate Transactions, Mortgage Loan Documents Must Permit Defeasance, Reporting Collateral Balances in Custodial Accounts, Internal Revenue Service Reporting Requirements, Notifying the Internal Revenue Service about Abandonments or Acquisitions (IRS Form 1099-A), Notifying the Internal Revenue Service about Cancellations of Indebtedness (IRS Form 1099-C), Coordination with Reporting Abandonments or Acquisitions, Borrower's T&I Impositions and Custodial Accounts, Asset Management: Loan Document Administration, Monitoring Compliance with Loan Documents, Delegation of Decision-Making Authority; Retention of Outside Legal Counsel, Execution of Documents by Servicer Limited Power of Attorney, Servicer Certification When Fannie Mae Approval Is Not Required, Servicer Certification When Fannie Mae Approval Is Required, Submitting the Request for Subordinate Financing, Funds as Additional Security for Mortgage Loan, Waiver or Modification of Terms of Collateral Agreement, Achievement Agreement or Other Agreement for Additional Collateral, Draws on Letters of Credit or Application of Other Collateral, Releasing Additional Escrows for Principal and Interest, Taxes and Insurance, and Replacement Reserves, Completion/Repair Loan Document Amendments, Green Rewards Efficiency Measure Verification, Replacement Reserve Loan Document Amendments, Modifications to Replacement Reserve Deposits, When Replacement Reserve Funding Was Partially or Fully Waived, Items Eligible for Funding from the Replacement Reserve, Items Not Eligible for Funding from the Replacement Reserve, Return of Replacement Reserve Funds to Borrower, Alternative Funding of Replacement Reserves for Portfolio Mortgage Loans, Replacement Interest Rate Hedge and Notification, Replacement Interest Rate Hedge Documents and Follow Up, Notice of Lien or Noncompliance with Applicable Laws, Ordinances and Regulations, No Financing for Property and Liability Insurance Premiums, Flood Map Changes; Obtaining Flood Insurance, Servicers Administrative Costs and Expenses, Casualty Losses Performing Mortgage Loans, Required Casualty Loss Property Inspection, Documentation for Required Casualty Loss Property Inspections, Endorsement of Insurance Loss Draft or Check When Payable to Fannie Mae, Endorsement of Insurance Loss Draft or Check When Not Payable to Fannie Mae, Insurance Loss Draft or Check Not Payable to Either Fannie Mae or Servicer, Borrowers Failure to Diligently Pursue Repair, Casualty Losses Non-Performing Mortgage Loans, Decisions Delegated by the Delegated Transaction Form 4636 series, Supplemental Mortgage Loans Not Permitted, Decisions and Actions Delegated and Not Delegated, Seniors Housing Expansion/Conversion Requests, Request Changes in Unit Count/Mix in the MAMP, Credit Enhancement Mortgage Loans and Multifamily Affordable Housing Properties, Compliance Issues Relative to Bond Credit Enhancement Transactions, Monitoring Compliance; Notification of Noncompliance, Default Notice for Failure to Comply with the Bond Documents, Multifamily Affordable Housing (MAH) Properties, HAP Contract Approval and Releasing Restabilization Reserve, MH Communities with Tenant Site Lease Protections, Quarterly Financial Analysis of Operations, Borrower Fails to Provide Guarantor Financial Reports, Secondary Risk Mortgage Loans and Primary Risk Mortgage Loans, Lender Tenders for Minor or Immaterial Defaults, Definition of Non-Performing Mortgage Loan, Partial Payments by Borrower Do Not Change Date of Default, Timing for Imposition of Late Charges and Default Interest, No Deduction for Late Charges or Default Interest, Enforceability of Late Charges and Default Interest, Notice to Fannie Mae of Performance Default, Full Payment After Expiration of Period Before Assessing Late Charges, Copies of Letters Sent to Borrower; Correspondence with Borrower, Capital Repairs and Protection of Property and Property Income, Funding Capital Repairs During Default Resolution, Documenting the Property Management Change, Reinstatement; Calculation of Payoff Amount, Non-Performing Primary Risk Mortgage Loans Transfers to Fannie Mae Special Asset Management, Non-Performing Secondary Risk Mortgage Loans Special Servicing, Servicer Performs Loss Mitigation Actions, Servicer Workout Action Template (SWAT), Special Servicing of Primary Risk Mortgage Loans, Fannie Mae Performs Loss Mitigation Actions, Election and Implementation of a Course of Action, Course of Action Lender Purchase of Mortgage Loan, Course of Action Lender Workout Election, Documentation and Terms of Lender Workout, Lender Workout Has No Impact on Loss Sharing or Recourse Obligation, Servicer Makes Delinquency Advances But Fails to Report Mortgage Loan Delinquent, Foreclosure Process Continues Unless Otherwise Agreed to by Fannie Mae, Delinquency Advances Must Be Made During Negotiation of Joint Workout, Modification, Extension, and Forbearance Fees, Management of Property Post Title Vesting in Fannie Mae, Course of Action Note Sale Election or Discounted Loan Payoff, Note Sale and Discounted Loan Payoff Defined, Any Note Sale or Discounted Payoff Gives Rise to Loss Sharing Event, Note Sale Secondary Risk Mortgage Loans, Discounted Loan Payoff - Secondary Risk Mortgage Loans, Calendar Days 31 through 60 after a Payment Default or Performance Default, No Disclosure of Lenders Contract Terms to Borrower; Borrower Not a Third-Party Beneficiary of Lender Contract, Asset Audits for Secondary Risk Mortgage Loans, Special Requirements for the Environmental Assessment, Loss Sharing and the Appraisal Process in connection with a Foreclosure Event, Appraisal Notice and Election of Appraisal Methodology.
